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StartUp: Good Ideas, Very Bad Seed Money

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Nick, Izzy, Ronald, Phil Rask and Wes Chandler above the StartUp title.
A promising business attracts people with very different interests.

StartUp has a good answer to the least interesting question at most business pitches: where did the money come from? In this case, asking too closely could get somebody into serious trouble.

Ben Ketai's Miami-set thriller brings together financier Nick Talman, programmer Izzy Morales and gang leader Ronald Dacey around a cryptocurrency called GenCoin. They need each other, but they do not begin with the same ambitions or the same idea of an acceptable risk. That is a much better foundation for a drama than a group of brilliant people congratulating one another over a laptop.

The pitch and the problem

Izzy believes in the technology. Nick sees a way forward through the business. Ronald has money and obligations that cannot be set aside because somebody has discovered a promising new market. A successful company might solve their immediate problems, but starting one makes them responsible for each other's problems too.

The title sounds cleaner than the show. This is a crime thriller with a business at its centre, not a guide to cryptocurrency and certainly not an argument for investing in it. You need to understand what the characters stand to gain, not the details of a protocol.

Different kinds of leverage

The collision between business language and criminal pressure gives StartUp its particular appeal. Everybody talks about opportunity, but they do not have equal freedom to walk away from a deal. A person with the best idea can still have the weakest bargaining position.

The series is most convincing when it stays with that imbalance. Technical skill doesn't make Izzy good at every other part of life. Financial knowledge doesn't make Nick brave. Ronald's experience gives him advantages the others underestimate, but it also ties him to responsibilities they can ignore. Their arguments feel like disagreements between people, rather than three designated viewpoints in a debate about technology.

Izzy Morales works at a laptop while Ronald Dacey stands behind her.
Izzy's work is the reason the partnership exists.

Ronald makes the whole thing matter

Edi Gathegi is a particular strength as Ronald. He gives the character practical intelligence and a sense of responsibility that extends beyond whatever deal is currently on the table. His family life doesn't feel like an optional scene added to soften a gangster. It helps explain how he measures risk.

Otmara Marrero makes Izzy's attachment to her work convincing, including the impatience that comes with being the person who understands it best. Adam Brody gives Nick charm without making every compromise charming. You can see him trying to make an uncomfortable decision sound reasonable.

The trio are not instantly comfortable together. That friction keeps the partnership interesting when the plot changes direction.

Ronald Dacey and Phil Rask face each other inside a dim building.
Ronald and Rask bring different kinds of leverage.

Freeman is not here to reassure you

Martin Freeman plays FBI agent Phil Rask with an unpleasant unpredictability. The badge does not make his involvement reassuring. Freeman is very good at allowing an apparently manageable conversation to become something much less comfortable.

Ron Perlman, as Wes Chandler, brings a different sort of confidence to the business world. He looks as though he has heard an awful lot of pitches and learnt to enjoy the part where somebody needs his answer.

These performances make the wider network of money and influence feel more substantial than a succession of obstacles for the founders. Other people have businesses of their own, even when those businesses are not what they claim.

Nick Talman and Izzy Morales walk along a neon-lit street.
Nick and Izzy have a business to build and complications to manage.

A thriller that needs its setup

The opening has several people and pressures to establish. Give it time to bring them together. The reward is the way one decision can create obligations in more than one part of the story: something that looks sensible for the company may be disastrous elsewhere.

The plot is heightened, and I wouldn't sell it as a documentary account of software development or financial crime. Its credibility comes more from the cast's investment in the problems than from treating every technical claim as a verified fact. The technology is interesting, but the people are why I would recommend it.

Thirty episodes, with a qualification

StartUp ran for three seasons between 2016 and 2018. It has enough room to develop beyond its initial hook, but it is not a neatly closed limited series. That matters if an unfinished continuation is likely to put you off.

I still think it deserves a wider audience. The business premise gives familiar crime-drama pressures a different shape, and the ensemble keeps it from becoming a novelty built around a fashionable word. You do not need a particular enthusiasm for crypto to enjoy watching people argue over who owns an idea and who is paying for its consequences.

Nick Talman and Phil Rask face one another beneath the StartUp title.
Nick's dealings with Phil Rask are unlikely to make business simpler.

Worth finding

StartUp is a strong recommendation for a crime thriller with a slightly different engine. Gathegi, Marrero and Brody make the partnership worth following, while Freeman gives it a thoroughly unwelcome visitor.

For a more sustained examination of technology and personal instability, try Mr. Robot. Ozark has the closer connection through dirty money and family pressure. Billions offers a much wealthier version of people confusing a business victory with a personal one.

Choose StartUp for the uneasy alliance. The prospect of success is almost as troublesome as the prospect of failure.

UK viewing: StartUp is listed on ITVX; checked 13 September 2026.

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